Personal loans for all your needs

New year, fresh start. If juggling multiple bills and high-interest debt feels overwhelming, you’re not alone—and you don’t have to keep doing it the hard way.


With our Debt Consolidation Loan, combine higher-interest debts into one simple monthly payment, potentially lower your interest rate, and take back control of your budget.


Why members love it:

• One monthly payment instead of many

• Lower interest rates than most credit cards

• More predictable payments

• A clear path toward paying off debt faster


This is your chance to reset, refocus, and move forward with confidence. Let’s make your money work better for you in the year ahead.

*Restrictions Apply. Application uses a soft credit inquiry only and will not impact your credit score. Rates, terms, and conditions are subject to change and may vary. Membership with Illinois State Credit Union is required. See Illinois State Credit Union for full details. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties.

Personal Loan

  • Can be used for anything!
  • Taxes
  • Repairs
  • Vacation
  • Consolidate Debt 

Check out our Personal Loan Rates.

Line of Credit

Need a flexible loan? 


A Line of Credit is a revolving loan that a borrower can access on demand. 

Share SecuredPersonal Loan

Automatic Approval

 

Matching funds in the account is the limit


Choose your own limit with a minimum of $250


No credit check required

Financial Wellness

Check your financial wellness with our certified coach: 

  • Develop and maintain healthy financial habits
  • Set financial goals and learn how to meet them
  • Learn how to increase your credit score

Routing #: 271186931

CONTACT US:

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*Restrictions Apply. Application uses a soft credit inquiry only and will not impact your credit score. Rates, terms, and conditions are subject to change and may vary. Membership with Illinois State Credit Union is required. See Illinois State Credit Union for full details.